UK Immigration – Financial Proof


Hello everyone! Today’s post continues my series on UK immigration via Category A spousal route, and here I’ll be showing you how to provide proof of your sponsor meeting the financial requirement.

Disclaimer: I do not claim to be an immigration adviser. I am not any kind of professional. I’m merely giving my own input and experience in UK immigration, and it should be treated as such. However, I hope it eases your confusion and helps you on your journey to Britain.

Your spouse, as your sponsor, will need to provide proof that they earn the minimum of £18,500 per year. With this route, the ECO will solely be looking at your sponsor for this, so you as the applicant don’t need to worry about providing your own financial and employment details as well.

You MUST send:
– Your sponsor’s six most recent payslips
– Your sponsor’s six most recent bank statements
– Your sponsor’s original typed and signed employment letter (see this post for details and an example)
– Your sponsor’s original work contract, if they have one

You MAY ALSO send: 
– Your sponsor’s P60 from the current tax year

Category B will need the twelve most recent payslips, twelve most recent bank statements, and an Excel file showing each month’s salary with an added total at the end.  So it’s more work, but not much more difficult to accomplish.

You will need to send UKVI every page of your sponsor’s bank statement. Yes, it bulks up the application with seemingly unnecessary paperwork. But you MUST include all pages of each month. This isn’t because the ECO scrutinizes all the purchases over each month; they don’t care about that whatsoever. It’s because if you leave pages out, they may think your sponsor is hiding something. They know what they’re looking for, so don’t sweat it even if the bank statements are utterly massive.

Generally, any bank statement sent to your sponsor through the post will be treated as genuine, even if it says “Duplicate” on it.

Your sponsor may instead print their online statements so long as they take them into their local branch and have the bank stamp and sign the statements to prove they’re legitimate. If your branch won’t do it, call around or visit other branches.

Jon’s bank statements were a little weird due to when they were posted each month compared to when his payslips were actually given to him, and we ended up submitting seven statements instead of six to show all six payslips being recorded. To make things easier for our ECO, I typed up a simple Excel file showing when each bank statement showed that month’s payslip.

It went like this (with the salary and net amounts filled in, of course):

Payslip dated 25/02/2016 for £—-.– with net amount of £—-.– credited to bank account on 24/02/2016.
Payslip dated 24/03/2016 for £—-.– with net amount of £—-.– credited to bank account on 23/03/2016.
Payslip dated 21/04/2016 for £—-.– with net amount of £—-.– credited to bank account on 20/04/2016.

And so on, until all six months were correlated. This headed off any possible confusion on the ECO’s part without being patronizing in any way.

Jon also transferred bank accounts from HSBC to First Direct a few months before we applied, so we included a brief, typed letter explaining how long he’d been with HSBC, why he switched, and that it didn’t affect how his payslips were deposited.

And that was it for our financial section!

I hope this post helps someone out there. Stay tuned for the next post in the series!

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